Investment advisory and financial planning services are offered through Bison Advisors, LLC, a registered investment adviser. Richard A. McGrath/Dominion Financial Solutions Inc. and Bison Advisors, LLC., are separate and independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Richard A. McGrath/Dominion Financial Solutions, Inc. offers insurance products through individuals licensed to sell insurance. Comments regarding guaranteed returns or income streams refer only to fixed insurance products offered by Richard A. McGrath/Dominion Financial Solutions, Inc. and, unless specifically stated, do not refer in any way to securities or investment advisory products offered by Bison Advisors, LLC. Fixed insurance and annuity product guarantees are subject to the claims paying ability of the issuing company and are not offered or guaranteed by Bison advisors, LLC.